The Pension Service
This Government website provides information about pensions and pensioner benefits, for those planning for the future, about to retire or already retired.
Deferring retirement pension
On reaching state pension age - currently 60 for a woman and 65 for a man - it is possible to either claim a state pension or choose to delay the claim. This is called deferring a pension. Doing this enables reception of a higher state pension at a later date or a one-off taxable lump sum payment. This information sheet from Age Concern explains the rules and things to consider when deciding whether to draw the pension or defer it.
Pensions
Information about state retirement pensions from Help the Aged
Pension credit
Pension credit advice
This information sheet from Age Concern provides answers to the following questions:
> What is Pension Credit?
> How does the guarantee credit work?
> What about the savings credit?
> How are savings and income assessed?
